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Trusted Finance Experts
Tailored solutions for every step of your property journey

Get started in 3 simple steps

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    Book your free call – Speak to a local expert

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    We compare 30+ lenders – You get the best deal

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    Secure your loan – With guidance all the way

Services

Home Loan

Home Loan

Investment Loan

Investment Loan

Car & Personal Loan

Car & Personal Loan

SMSF Loan

SMSF Loan

Refinancing

Refinancing

Business Loan

Business Loan

How it Works

01

Book a Free Call

Talk to a local expert for tailored advice.

02

Compare 30+ Lenders

We find you the best deal in the market.

03

Secure Your Loan

Get step-by-step support to approval.

04

Settle with Confidence

We guide you through to the finish line.

Awards

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Why Choose Us

We Speak Human, Not Bank

We Speak Human, Not Bank

Better Value Than Just Rates

Better Value Than Just Rates

Local Experts with a Global Mindset

Local Experts with a Global Mindset

We Help You Save Thousands

We Help You Save Thousands

Fast, Responsive & Always There

Fast, Responsive & Always There

Independent, Unbiased Advice

Independent, Unbiased Advice

Testimonials

Bipin helped me through the whole process while buying my home. It was an overwhelming process and journey which he made simple and easy in every step. He took care of all other third parties and liaised with them which took pressure off me and my busy schedule. I highly recommend Bipin for any financial services.
Annie B
Our Happy Customer
Bipin and the Kubaer Finance team guided us through our first home purchase. As first-time buyers, we were unsure of the process, but Bipin made it smooth and stress-free. His advice was clear, timely, and professional throughout. Highly recommend their service. We are very happy with the support.
Subash Mishra
Our Happy Customer
Mr. Bipin is professional, listens and understands his client well. He provided me the valuable information that assisted me in making my home buying journey easier. Easily approachable and always responsive. I highly recommend my mortgage broker Mr. Bipin.
Monika Moktan
Our Happy Customer
Bipin has assisted us now several times. He is professional, up-front, and honest. He explains everything step by step, explains the best options, and made us feel at ease during the loan process. Our family looks forward to Bipin further assisting us in the future with our financial wellbeing.
Adrian Hainz
Our Happy Customer

Message from Founder

founder

At Kubaer Finance, our mission is to help working families and migrants in Australia, Australian and Immigrants build a secure financial future. With over 20 years of experience in finance, healthcare, and retail, I started this journey to guide everyday Australians through life’s biggest financial decisions—whether it’s buying their first home, a car, or investing in property.

We believe in more than just securing loans—we’re here to provide personalised guidance, clear strategies, and ongoing support at every stage. Your goals become our goals, and we’re committed to helping you achieve them with confidence.

Bipin Joshi

Founder

We will work with you to build strategies to overcome the challenges you face

We will assist you in obtaining the loans you need to buy your first home, your cars, and investment properties that create wealth and opportunity for your family.

Get in touch with us